--- title: Residential Loan Products description: Capital Fund 1 offers competitive rates on residential real estate investment properties in the Southwest United States. --- Still Making Loans, Still Closing on Time [COVID-19 Update](https://capitalfund1.com/covid-19-update/) [+ ](https://commercialaz.capitalfund1.com#) [+ ](https://commercialaz.capitalfund1.com#) [REQUEST INFO](https://capitalfund1.com/request-information) # Commercial Loans # Commercial Property Loans Financing on all commercial properties either to purchase for your own business, as an investment, or refinance in order to provide tenant improvements or pull cash out ![Charlotte, North Carolina, USA Skyline.](https://commercialaz.capitalfund1.com/hs-fs/hubfs/Stock%20images/Charlotte%2c%20North%20Carolina%2c%20USA%20Skyline..jpeg?width=1000&height=667&name=Charlotte%2c%20North%20Carolina%2c%20USA%20Skyline..jpeg "Charlotte, North Carolina, USA Skyline.") ## Multifamily Apartments and other types of multifamily properties are a great way to invest in real estate by cash flowing units, as well as renovating a property and reselling it to another investor looking for a turnkey property. Also, ask us about our long terms we offer on these properties! ![Waiting room with reception in medical clinic](https://commercialaz.capitalfund1.com/hs-fs/hubfs/Stock%20images/Waiting%20room%20with%20reception%20in%20medical%20clinic.jpeg?width=1000&height=667&name=Waiting%20room%20with%20reception%20in%20medical%20clinic.jpeg "Waiting room with reception in medical clinic") ## Office Whether you're buying an office building that you will rent out or for your own use Capital Fund 1 cna provide the financing to acquire it, and we make it easy to refinance into a long term conventional loan when you can.  This includes business or medical offices ![Portrait of smiling waitress showing slate with open sign in cafe](https://commercialaz.capitalfund1.com/hs-fs/hubfs/Stock%20images/Portrait%20of%20smiling%20waitress%20showing%20slate%20with%20open%20sign%20in%20cafe.jpeg?width=1000&height=667&name=Portrait%20of%20smiling%20waitress%20showing%20slate%20with%20open%20sign%20in%20cafe.jpeg "Portrait of smiling waitress showing slate with open sign in cafe") ## Retail & Restaurants Franchises and small businesses both need building to provide their services and goods to the public.  While a bank or commercial mortgage lender may not finance these properties quickly, we can close in 48 hours if needed. ![Warehouse worker taking package in the shelf in a large warehouse in a large warehouse](https://commercialaz.capitalfund1.com/hs-fs/hubfs/Stock%20images/Warehouse%20worker%20taking%20package%20in%20the%20shelf%20in%20a%20large%20warehouse%20in%20a%20large%20warehouse.jpeg?width=1000&height=667&name=Warehouse%20worker%20taking%20package%20in%20the%20shelf%20in%20a%20large%20warehouse%20in%20a%20large%20warehouse.jpeg "Warehouse worker taking package in the shelf in a large warehouse in a large warehouse") ## Industrial Finding reliable financing for acquisition of an industrial property can be difficult, but Capital Fund 1 can provide financing until you do for any warehouse, storage, or even breweries that you are looking to acquire or refinance.                                     --- # Why Choose Capital Fund 1? ###### Many of our borrowers continue to choose us over competitors because of one or all of these 4 reasons: ## Reliable ## Whether you're looking to close on a trustee sale in 24 hours or requesting a draw, we always fund in a timely manner and have never missed a funding. ## In House Underwriting Our underwriters look at your request on the same day your submit it (Assuming it comes during business hours) in order to get you a quote on time.  Wanna test it? Submit your info now! ## Years of Experience Our team has over 160 years of combined experience in real estate investment, development and construction.  We understand the work you are putting into your investment, and we look at each project as if it were our own.  So who better to trust when it comes to financing your real estate investments? ## No Prepayment Penalties Paying off your loan before it is due is a good thing, especially when it comes to fix and flips or buy and holds.  When you payoff your loan early it means that you've either secured long term financing or sold your investment property! That's a good thing, not something to be penalized on. # Get in touch with a loan originator today! ## Check out some Success Stories # Meet our team Use this page to help your visitors learn more about you. Include images so that folks will recognize you at conferences and events. # Meet our team Use this page to help your visitors learn more about you. Include images so that folks will recognize you at conferences and events. # Check Out Other Products and Services We Offer #### Residential Property Loans Our bread and butter service providing fast financing for fix and flips, buy and holds, or rehab loans for non-owner occupied residential. #### Construction & Land Development Loans Capital Fund 1 has provided financing for construction on spec homes, subdivisions, and even for commercial properties and we can add the bonus of providing acquisition and development for land. #### Long Term Loans for Rental & Multifamily One of our newest services is that we provide financing for non-owner occupied residential rental and multi-family properties for 3-5 years, perfect for acquiring the necessary Gross Income before refinancing. [Back to Top](https://commercialaz.capitalfund1.com#) ### Contact Us ### Latest Posts - [![Two Reasons We Won’t See a Rush of Foreclosures This Fall](https://files.mykcm.com/2020/07/21114651/20200722-MEM-ENG.jpg) ](https://blog.capitalfund1.com/two-reasons-we-wont-see-a-rush-of-foreclosures-this-fall?hsLang=en) [Two Reasons We Won’t See a Rush of Foreclosures This Fall](https://blog.capitalfund1.com/two-reasons-we-wont-see-a-rush-of-foreclosures-this-fall?hsLang=en) The health crisis we face as a country has led businesses all over the nation to reduce or discontinue their services altogether. This pause in... [Read more → ](https://blog.capitalfund1.com/two-reasons-we-wont-see-a-rush-of-foreclosures-this-fall?hsLang=en) - [![Mortgage Rates Hit Record Lows for Three Consecutive Weeks](https://commercialaz.capitalfund1.com/hs-fs/hubfs/Rich%20Text%20Pasting/unknown-1595280093502.jpg?width=725&name=unknown-1595280093502.jpg) ](https://blog.capitalfund1.com/mortgage-rates-hit-record-lows-for-three-consecutive-weeks?hsLang=en) [Mortgage Rates Hit Record Lows for Three Consecutive Weeks](https://blog.capitalfund1.com/mortgage-rates-hit-record-lows-for-three-consecutive-weeks?hsLang=en) Over the past several weeks,*Freddie Mac*has reported the average 30-year fixed mortgage rate dropping to record lows, all the way down to[3.03%](http://www.freddiemac.com/pmms/pmms_archives.html). Last... [Read more → ](https://blog.capitalfund1.com/mortgage-rates-hit-record-lows-for-three-consecutive-weeks?hsLang=en)